About
Debt-Free Degree was created to help students and families pay for college without relying on student loans. Founded by a Financial Aid Advisor with over 12 years of experience, our mission is to make college affordable through practical, proven strategies—like maximizing FAFSA aid, securing scholarships, accessing lesser-known grants, and tapping into military or employer tuition benefits.
We believe your education should launch your future, not leave you in debt. That’s why we offer clear, step-by-step guidance to help you confidently cover tuition costs and graduate with financial freedom. Whether you're a student, parent, or returning learner, Debt-Free Degree is your roadmap to a smarter, debt-free education.
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NICE TO MEET YOU
I'm Mike Copelin
For over 12 years, I’ve worked as a Financial Aid Advisor—helping more than 5,000 students each year secure over $20 million annually in Federal Grants that never have to be paid back. But beyond the numbers, I know the ins and outs of what really determines how much grants and aid a student can receive—and how to unlock every possible dollar.
I’ve guided thousands of students through the complexities of Military Education Benefits, Employer Tuition Reimbursement, and tricky FAFSA details that often make the difference between zero aid and a full Pell Grant. My strength lies in making confusing financial aid systems simple and actionable—especially for students and parents who feel overwhelmed.
I created Debt-Free Degree to give every student a proven, clear path to pay for college without loans—so they can graduate with a degree, not debt.



My Story
I truly care about the students and families I work with—and I understand how overwhelming it can feel to figure out how to pay for college without drowning in debt. While I can’t guarantee a completely loan-free journey for everyone, I can promise this: I’ll do everything in my power to help you unlock the maximum amount of grants, aid, and scholarships available to you. My mission is to share every smart, creative, and practical strategy I’ve learned so you can cover tuition without turning to student loans—and graduate with peace of mind, not monthly payments.
Debt-Free Degree: Pay for College Without Loans
The Ultimate Checklist to Maximize Aid
Financial Aid is not just Student Loans. Here is a 5-Step Checklist for getting the Maximum Aid & Grants
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